If you’ve been in a car accident in New York, know how to protect your rights. Always report the accident and seek medical attention. Contact your insurance company and file a notice of claim within 30 days. However, do not give them a statement until you’ve spoken to a lawyer.
At Friedman, Levy, Goldfarb, Green & Bagley, P.C., our team of trusted car accident lawyers in New York City is prepared to leverage our substantial resources and experience to fight for your right to recover compensation after a car accident for your losses and damages. Contact us today for a free consultation. We’re happy to assess your case and answer your questions.
Your Recovery Is Our Priority. Reach Out to Us for Legal Assistance!
File a Report
After an accident, be sure to call the police so there will be an official record of your accident. Insurers can’t review your claim or pay a reasonable settlement without this. Further, New York requires accident victims to file a report if total property damage exceeds $1,000 or if there are personal injuries or a fatality. These rules apply even if you are the only one involved in the accident.
New York is a “No Fault” State: What Does That Mean?
New York is a “no-fault” state, leaving drivers reliant on their insurance policies to recover for medical expenses, lost wages, and property damage. So, if you were hurt in a crash, you can seek compensation through your personal injury protection (PIP) insurance policy–no matter who was at fault—but only up to policy limits.
While these benefits are helpful, they rarely cover the losses in a severe collision. For example, you could sue the other driver if they caused the accident and you sustain a serious injury, e.g., a bone fracture or disfigurement. An attorney could further advise you on maximizing your car accident compensation in New York.
File a Notice of Claim
Within 30 days of your accident, you will need to file a Notice of Claim with your insurance provider. This document formally notifies the insurer that you intend to file a claim and seek benefits under your policy. While some exceptions allow late filing, it is always in your best interest to avoid delays when possible. Providing notice of a pending insurance claim is one thing. You must also provide supporting documents, e.g., proof of your losses, including your medical bills.
Injured in a car accident? Let Us Fight for Your Rights!
One of the primary benefits of going through the no-fault system is that insurance companies are required by law to act quickly. You should receive either full reimbursement for your losses or notice that the insurer is disputing your claim within 30 days of filing it.
Schedule a Free Consultation With An Experienced Car Accident Lawyer
It’s always wise to speak to an attorney following a car accident. We are ready to help you understand the process of filing a car accident claim in New York. Schedule a free consultation; there is no obligation to hire us. Since we work on a contingency basis, you will not pay attorney’s fees unless we win compensation.
